HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$457,204$457,204$585,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$127,796$0
Funding fee$2,286$2,286$0
Note rate3.34%3.34%7.24%
Blended rate3.34%4.358%7.48%
1st payment$2,315.25$2,315.25$3,986.76
2nd payment$0.00$851.97$0.00
Taxes / mo$354.00$354.00$354.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$58.00$58.00$58.00
Total monthly$2,893.91$3,745.89$4,682.43
Cash to close$192,796$65,000$65,000