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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$445,878$378,000
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$2,229$0
Note rate6.5%7.24%
Blended rate6.5%7.48%
1st payment$2,875.91$2,576.06
2nd payment$0.00$0.00
Taxes / mo$138.67$138.67
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$0.00$0.00
Total monthly$3,164.58$2,940.33
Cash to close$0$42,000