HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$655,511$655,511$804,600
Remaining term (yrs)25.025.030.0
Secondary amount$0$149,089$0
Funding fee$3,278$3,278$0
Note rate2.77%2.77%7.24%
Blended rate2.77%3.739%7.48%
1st payment$3,023.68$3,023.68$5,483.33
2nd payment$0.00$993.92$0.00
Taxes / mo$351.67$351.67$351.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$160.92
HOA / mo$240.67$240.67$240.67
Total monthly$3,832.68$4,826.60$6,453.26
Cash to close$238,489$89,400$89,400