HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$343,591$343,591$715,500
Remaining term (yrs)19.319.330.0
Secondary amount$0$371,909$0
Funding fee$0$0$0
Note rate4.18%4.18%7.24%
Blended rate5.03%6.444%7.48%
1st payment$2,155.56$2,155.56$4,876.12
2nd payment$0.00$2,401.91$0.00
Taxes / mo$116.08$116.08$116.08
Insurance / mo$216.67$216.67$216.67
MI / mo$312.98$312.98$143.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,801.29$5,203.20$5,351.97
Cash to close$451,409$79,500$79,500