HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$490,979$490,979$489,600
Remaining term (yrs)25.325.330.0
Secondary amount$0$25,821$0
Funding fee$2,455$2,455$0
Note rate3.45%3.45%7.24%
Blended rate3.45%3.871%7.48%
1st payment$2,419.57$2,419.57$3,336.61
2nd payment$0.00$255.52$0.00
Taxes / mo$492.58$492.58$492.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.92
HOA / mo$73.00$73.00$73.00
Total monthly$3,151.82$3,407.34$4,166.78
Cash to close$53,021$27,200$54,400