HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$343,985$343,985$675,000
Remaining term (yrs)29.229.230.0
Secondary amount$0$331,015$0
Funding fee$1,720$1,720$0
Note rate6.5%6.5%7.24%
Blended rate6.5%7.113%7.48%
1st payment$2,190.36$2,190.36$4,600.11
2nd payment$0.00$2,137.81$0.00
Taxes / mo$668.75$668.75$668.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$128.00$128.00$128.00
Total monthly$3,203.78$5,341.59$5,748.53
Cash to close$406,015$75,000$75,000