Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$392,668	$386,100
Remaining term (yrs)	24.7	30.0
Secondary amount	$0	$0
Funding fee	$1,963	$0
Note rate	2.96%	7.24%
Blended rate	2.96%	7.48%
1st payment	$1,866.57	$2,631.26
2nd payment	$0.00	$0.00
Taxes / mo	$133.67	$133.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$77.22
HOA / mo	$11.42	$11.42
Total monthly	$2,161.66	$3,003.57
Cash to close	$36,332	$42,900