HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$232,861$232,861$490,500
Remaining term (yrs)26.226.230.0
Secondary amount$0$257,639$0
Funding fee$1,164$1,164$0
Note rate6.36%6.36%7.24%
Blended rate6.36%7.09%7.48%
1st payment$1,520.24$1,520.24$3,342.75
2nd payment$0.00$1,663.92$0.00
Taxes / mo$298.58$298.58$298.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$424.00$424.00$424.00
Total monthly$2,409.49$4,073.40$4,330.10
Cash to close$312,139$54,500$54,500