HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$696,783$696,783$809,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$112,317$0
Funding fee$3,484$3,484$0
Note rate2.375%2.375%7.24%
Blended rate2.375%3.156%7.48%
1st payment$3,120.49$3,120.49$5,514.00
2nd payment$0.00$748.78$0.00
Taxes / mo$567.50$567.50$567.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$111.00$111.00$111.00
Total monthly$4,015.66$4,764.44$6,570.99
Cash to close$202,217$89,900$89,900