HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$550,532$550,532$585,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$34,468$0
Funding fee$0$0$0
Note rate3.76%3.76%7.24%
Blended rate4.61%4.869%7.48%
1st payment$2,800.00$2,800.00$3,986.76
2nd payment$0.00$258.51$0.00
Taxes / mo$321.17$321.17$321.17
Insurance / mo$166.67$166.67$166.67
MI / mo$427.73$427.73$117.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,715.56$3,974.07$4,591.60
Cash to close$99,468$65,000$65,000