HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$400,488$400,488$539,999
Remaining term (yrs)25.125.130.0
Secondary amount$0$139,511$0
Funding fee$0$0$0
Note rate2.84%2.84%7.24%
Blended rate3.69%4.804%7.48%
1st payment$1,857.51$1,857.51$3,680.08
2nd payment$0.00$930.07$0.00
Taxes / mo$286.75$286.75$286.75
Insurance / mo$166.67$166.67$166.67
MI / mo$318.56$318.56$108.00
HOA / mo$41.67$41.67$41.67
Total monthly$2,671.16$3,601.23$4,283.17
Cash to close$199,511$60,000$60,000