HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$441,353$441,353$535,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$94,147$0
Funding fee$2,207$2,207$0
Note rate2.68%2.68%7.24%
Blended rate2.68%3.791%7.48%
1st payment$2,049.21$2,049.21$3,649.42
2nd payment$0.00$706.10$0.00
Taxes / mo$281.58$281.58$281.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.10
HOA / mo$11.67$11.67$11.67
Total monthly$2,509.12$3,215.23$4,216.43
Cash to close$153,647$59,500$59,500