HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$329,431$329,431$418,500
Remaining term (yrs)24.324.330.0
Secondary amount$0$89,069$0
Funding fee$0$0$0
Note rate2.68%2.68%7.24%
Blended rate3.53%4.694%7.48%
1st payment$1,533.25$1,533.25$2,852.07
2nd payment$0.00$668.02$0.00
Taxes / mo$263.75$263.75$263.75
Insurance / mo$166.67$166.67$166.67
MI / mo$268.46$268.46$83.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,232.13$2,900.15$3,366.19
Cash to close$135,569$46,500$46,500