HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$836,390$836,390$990,000
Remaining term (yrs)28.728.730.0
Secondary amount$0$153,610$0
Funding fee$0$0$0
Note rate6.5%6.5%7.24%
Blended rate7.05%7.197%7.48%
1st payment$5,362.09$5,362.09$6,746.83
2nd payment$0.00$1,024.07$0.00
Taxes / mo$1,016.75$1,016.75$1,016.75
Insurance / mo$216.67$216.67$216.67
MI / mo$388.82$388.82$198.00
HOA / mo$101.00$101.00$101.00
Total monthly$7,085.33$8,109.39$8,279.25
Cash to close$263,610$110,000$110,000