HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$439,851$439,851$1,318,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$878,649$0
Funding fee$2,199$2,199$0
Note rate2.69%2.69%7.24%
Blended rate2.69%6.062%7.48%
1st payment$2,064.41$2,064.41$8,985.55
2nd payment$0.00$5,674.61$0.00
Taxes / mo$557.42$557.42$557.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$263.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,838.49$8,513.10$10,023.34
Cash to close$1,025,149$146,500$146,500