HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$618,524$618,524$1,349,100
Remaining term (yrs)23.323.330.0
Secondary amount$0$730,576$0
Funding fee$3,093$3,093$0
Note rate3.36%3.36%7.24%
Blended rate3.36%5.737%7.48%
1st payment$3,182.41$3,182.41$9,194.09
2nd payment$0.00$4,718.30$0.00
Taxes / mo$665.17$665.17$665.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$269.82
HOA / mo$0.00$0.00$0.00
Total monthly$4,064.25$8,782.55$10,345.74
Cash to close$880,476$149,900$149,900