HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$364,433$364,433$661,500
Remaining term (yrs)23.223.230.0
Secondary amount$0$297,067$0
Funding fee$1,822$1,822$0
Note rate3.72%3.72%7.24%
Blended rate3.72%5.53%7.48%
1st payment$1,949.02$1,949.02$4,508.11
2nd payment$0.00$1,918.56$0.00
Taxes / mo$285.42$285.42$285.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$132.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,451.10$4,369.66$5,142.49
Cash to close$370,567$73,500$73,500