HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$546,968$546,968$620,550
Remaining term (yrs)27.827.830.0
Secondary amount$0$73,582$0
Funding fee$0$0$0
Note rate6.85%6.85%7.24%
Blended rate7.4%7.59%7.48%
1st payment$3,666.99$3,666.99$4,229.04
2nd payment$0.00$551.87$0.00
Taxes / mo$479.25$479.25$479.25
Insurance / mo$166.67$166.67$166.67
MI / mo$256.49$256.49$124.11
HOA / mo$20.00$20.00$20.00
Total monthly$4,589.41$5,141.27$5,019.06
Cash to close$142,532$68,950$68,950