HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$774,416$774,416$787,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$56,834$0
Funding fee$3,872$3,872$0
Note rate6.16%6.16%7.24%
Blended rate6.16%6.551%7.48%
1st payment$4,939.99$4,939.99$5,366.80
2nd payment$0.00$562.42$0.00
Taxes / mo$995.17$995.17$995.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$157.50
HOA / mo$425.00$425.00$425.00
Total monthly$6,576.83$7,139.25$7,161.13
Cash to close$100,584$43,750$87,500