HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$452,351$452,351$697,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$245,149$0
Funding fee$0$0$0
Note rate2.81%2.81%7.24%
Blended rate3.66%5.098%7.48%
1st payment$2,130.26$2,130.26$4,753.45
2nd payment$0.00$1,583.26$0.00
Taxes / mo$524.08$524.08$524.08
Insurance / mo$216.67$216.67$216.67
MI / mo$366.76$366.76$139.50
HOA / mo$99.00$99.00$99.00
Total monthly$3,336.77$4,920.03$5,732.70
Cash to close$322,649$77,500$77,500