HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$388,575$388,575$710,100
Remaining term (yrs)23.723.730.0
Secondary amount$0$321,525$0
Funding fee$1,943$1,943$0
Note rate2.5%2.5%7.24%
Blended rate2.5%4.877%7.48%
1st payment$1,804.75$1,804.75$4,839.32
2nd payment$0.00$2,076.51$0.00
Taxes / mo$433.75$433.75$433.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$142.02
HOA / mo$96.00$96.00$96.00
Total monthly$2,551.17$4,627.68$5,727.75
Cash to close$400,425$78,900$78,900