HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$667,590$667,590$756,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$88,410$0
Funding fee$3,338$3,338$0
Note rate2.88%2.88%7.24%
Blended rate2.88%3.596%7.48%
1st payment$3,138.61$3,138.61$5,152.13
2nd payment$0.00$663.07$0.00
Taxes / mo$676.67$676.67$676.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$151.20
HOA / mo$112.00$112.00$112.00
Total monthly$4,143.94$4,807.01$6,308.66
Cash to close$172,410$84,000$84,000