HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$236,468$236,468$670,500
Remaining term (yrs)16.316.330.0
Secondary amount$0$434,032$0
Funding fee$1,182$1,182$0
Note rate3.35%3.35%7.24%
Blended rate3.35%6.198%7.48%
1st payment$1,562.15$1,562.15$4,569.45
2nd payment$0.00$2,803.12$0.00
Taxes / mo$547.08$547.08$547.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.10
HOA / mo$45.00$45.00$45.00
Total monthly$2,370.90$5,174.02$5,512.30
Cash to close$508,532$74,500$74,500