HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$383,708$383,708$418,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$34,792$0
Funding fee$1,919$1,919$0
Note rate3.06%3.06%7.24%
Blended rate3.06%3.554%7.48%
1st payment$1,848.08$1,848.08$2,852.07
2nd payment$0.00$260.94$0.00
Taxes / mo$288.83$288.83$288.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,303.58$2,564.52$3,391.27
Cash to close$81,292$46,500$46,500