HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$345,988$345,988$652,410
Remaining term (yrs)22.322.330.0
Secondary amount$0$306,422$0
Funding fee$0$0$0
Note rate4.64%4.64%7.24%
Blended rate5.49%6.551%7.48%
1st payment$2,071.31$2,071.31$4,446.16
2nd payment$0.00$1,978.97$0.00
Taxes / mo$480.33$480.33$480.33
Insurance / mo$216.67$216.67$216.67
MI / mo$284.87$284.87$130.48
HOA / mo$335.00$335.00$335.00
Total monthly$3,388.17$5,367.15$5,608.64
Cash to close$378,912$72,490$72,490