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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$409,459$364,500
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$2,047$0
Note rate7.18%7.24%
Blended rate7.18%7.48%
1st payment$2,867.45$2,484.06
2nd payment$0.00$0.00
Taxes / mo$467.08$467.08
Insurance / mo$150.00$150.00
MI / mo$0.00$72.90
HOA / mo$0.00$0.00
Total monthly$3,484.53$3,174.04
Cash to close$0$40,500