HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$300,131$300,131$332,910
Remaining term (yrs)27.227.230.0
Secondary amount$0$32,779$0
Funding fee$0$0$0
Note rate7.62%7.62%7.24%
Blended rate8.17%8.252%7.48%
1st payment$2,181.08$2,181.08$2,268.78
2nd payment$0.00$245.85$0.00
Taxes / mo$188.83$188.83$188.83
Insurance / mo$150.00$150.00$150.00
MI / mo$141.31$141.31$66.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,661.22$2,907.07$2,674.19
Cash to close$69,769$36,990$36,990