HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$380,863$380,863$792,000
Remaining term (yrs)22.222.230.0
Secondary amount$0$411,137$0
Funding fee$0$0$0
Note rate4.83%4.83%7.24%
Blended rate5.68%6.755%7.48%
1st payment$2,330.26$2,330.26$5,397.47
2nd payment$0.00$2,655.26$0.00
Taxes / mo$443.17$443.17$443.17
Insurance / mo$216.67$216.67$216.67
MI / mo$313.52$313.52$158.40
HOA / mo$45.00$45.00$45.00
Total monthly$3,348.61$6,003.87$6,260.70
Cash to close$499,137$88,000$88,000