HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$363,084$363,084$382,950
Remaining term (yrs)24.524.530.0
Secondary amount$0$41,141$0
Funding fee$0$0$0
Note rate3.08%3.08%7.24%
Blended rate3.93%4.739%7.48%
1st payment$1,756.50$1,756.50$2,609.80
2nd payment$0.00$407.12$0.00
Taxes / mo$261.83$261.83$261.83
Insurance / mo$150.00$150.00$150.00
MI / mo$292.11$292.11$76.59
HOA / mo$0.00$0.00$0.00
Total monthly$2,460.45$2,867.57$3,098.22
Cash to close$62,416$21,275$42,550