HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$623,212$623,212$620,100
Remaining term (yrs)14.514.530.0
Secondary amount$0$31,338$0
Funding fee$3,116$3,116$0
Note rate5.71%5.71%7.24%
Blended rate5.71%6.005%7.48%
1st payment$5,255.37$5,255.37$4,225.97
2nd payment$0.00$310.12$0.00
Taxes / mo$286.42$286.42$286.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.02
HOA / mo$116.67$116.67$116.67
Total monthly$5,825.12$6,135.24$4,919.74
Cash to close$65,788$34,450$68,900