HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$341,492$341,492$742,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$401,008$0
Funding fee$1,707$1,707$0
Note rate2.77%2.77%7.24%
Blended rate2.77%5.46%7.48%
1st payment$1,612.75$1,612.75$5,060.12
2nd payment$0.00$2,589.84$0.00
Taxes / mo$481.25$481.25$481.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.50
HOA / mo$66.67$66.67$66.67
Total monthly$2,377.34$4,967.18$5,973.21
Cash to close$483,508$82,500$82,500