HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,816,531$1,816,531$1,795,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$78,719$0
Funding fee$9,083$9,083$0
Note rate6.16%6.16%7.24%
Blended rate6.16%6.397%7.48%
1st payment$11,587.64$11,587.64$12,236.30
2nd payment$0.00$778.99$0.00
Taxes / mo$903.67$903.67$903.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$359.10
HOA / mo$0.00$0.00$0.00
Total monthly$12,707.97$13,486.96$13,715.73
Cash to close$178,469$99,750$199,500