HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$147,531$147,531$445,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$297,969$0
Funding fee$738$738$0
Note rate2.89%2.89%7.24%
Blended rate2.89%6.141%7.48%
1st payment$709.18$709.18$3,036.07
2nd payment$0.00$1,924.38$0.00
Taxes / mo$346.25$346.25$346.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,222.09$3,146.47$3,638.09
Cash to close$347,469$49,500$49,500