HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$308,697$308,697$584,910
Remaining term (yrs)22.122.130.0
Secondary amount$0$276,213$0
Funding fee$0$0$0
Note rate4.63%4.63%7.24%
Blended rate5.48%6.552%7.48%
1st payment$1,858.21$1,858.21$3,986.15
2nd payment$0.00$1,783.88$0.00
Taxes / mo$363.08$363.08$363.08
Insurance / mo$166.67$166.67$166.67
MI / mo$255.86$255.86$116.98
HOA / mo$53.00$53.00$53.00
Total monthly$2,696.82$4,480.70$4,685.88
Cash to close$341,203$64,990$64,990