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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,612$269,910
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$1,608$0
Note rate6.5%7.24%
Blended rate6.5%7.48%
1st payment$2,047.90$1,839.43
2nd payment$0.00$0.00
Taxes / mo$252.50$252.50
Insurance / mo$150.00$150.00
MI / mo$0.00$53.98
HOA / mo$420.00$420.00
Total monthly$2,870.40$2,715.91
Cash to close$0$29,990