HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$564,377$564,377$658,800
Remaining term (yrs)24.824.830.0
Secondary amount$0$94,423$0
Funding fee$2,822$2,822$0
Note rate2.79%2.79%7.24%
Blended rate2.79%3.68%7.48%
1st payment$2,621.15$2,621.15$4,489.71
2nd payment$0.00$708.18$0.00
Taxes / mo$636.83$636.83$636.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$131.76
HOA / mo$96.00$96.00$96.00
Total monthly$3,570.65$4,278.83$5,570.97
Cash to close$167,623$73,200$73,200