HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$306,026$306,026$341,910
Remaining term (yrs)24.224.230.0
Secondary amount$0$35,884$0
Funding fee$1,530$1,530$0
Note rate2.68%2.68%7.24%
Blended rate2.68%3.343%7.48%
1st payment$1,427.77$1,427.77$2,330.11
2nd payment$0.00$269.13$0.00
Taxes / mo$200.75$200.75$200.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,778.52$2,047.65$2,749.24
Cash to close$73,874$37,990$37,990