HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$228,717$228,717$607,500
Remaining term (yrs)14.014.030.0
Secondary amount$0$378,783$0
Funding fee$1,144$1,144$0
Note rate2.52%2.52%7.24%
Blended rate2.52%5.781%7.48%
1st payment$1,609.09$1,609.09$4,140.10
2nd payment$0.00$2,446.31$0.00
Taxes / mo$299.42$299.42$299.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,075.17$4,521.48$4,727.68
Cash to close$446,283$67,500$67,500