HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$534,806$534,806$809,910
Remaining term (yrs)26.726.730.0
Secondary amount$0$275,104$0
Funding fee$2,674$2,674$0
Note rate6.43%6.43%7.24%
Blended rate6.43%6.878%7.48%
1st payment$3,494.23$3,494.23$5,519.52
2nd payment$0.00$1,776.71$0.00
Taxes / mo$544.74$544.74$544.74
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.98
HOA / mo$110.00$110.00$110.00
Total monthly$4,365.63$6,142.35$6,552.91
Cash to close$365,094$89,990$89,990