HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$564,338$564,338$733,500
Remaining term (yrs)25.725.730.0
Secondary amount$0$169,162$0
Funding fee$2,822$2,822$0
Note rate5.52%5.52%7.24%
Blended rate5.52%6.092%7.48%
1st payment$3,420.48$3,420.48$4,998.79
2nd payment$0.00$1,127.75$0.00
Taxes / mo$250.67$250.67$250.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$146.70
HOA / mo$133.00$133.00$133.00
Total monthly$4,020.81$5,148.56$5,745.82
Cash to close$250,662$81,500$81,500