HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$447,044$447,044$585,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$137,956$0
Funding fee$2,235$2,235$0
Note rate2.98%2.98%7.24%
Blended rate2.98%4.164%7.48%
1st payment$2,120.05$2,120.05$3,986.76
2nd payment$0.00$919.71$0.00
Taxes / mo$361.83$361.83$361.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$71.67$71.67$71.67
Total monthly$2,720.22$3,639.93$4,703.93
Cash to close$202,956$65,000$65,000