HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$373,297$373,297$467,999
Remaining term (yrs)24.724.730.0
Secondary amount$0$94,703$0
Funding fee$0$0$0
Note rate2.96%2.96%7.24%
Blended rate3.81%4.86%7.48%
1st payment$1,770.45$1,770.45$3,189.41
2nd payment$0.00$710.27$0.00
Taxes / mo$463.50$463.50$463.50
Insurance / mo$166.67$166.67$166.67
MI / mo$298.98$298.98$93.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,699.60$3,409.87$3,913.17
Cash to close$146,702$52,000$52,000