HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$822,766$822,766$809,100
Remaining term (yrs)28.928.930.0
Secondary amount$0$31,284$0
Funding fee$4,114$4,114$0
Note rate6.34%6.34%7.24%
Blended rate6.34%6.543%7.48%
1st payment$5,173.77$5,173.77$5,514.00
2nd payment$0.00$309.59$0.00
Taxes / mo$849.42$849.42$849.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$160.00$160.00$160.00
Total monthly$6,399.86$6,709.44$6,901.90
Cash to close$76,234$44,950$89,900