HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$278,551$250,830
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.62%7.24%
Blended rate8.17%7.48%
1st payment$2,024.26$1,709.40
2nd payment$0.00$0.00
Taxes / mo$125.83$125.83
Insurance / mo$150.00$150.00
MI / mo$131.15$50.17
HOA / mo$425.00$425.00
Total monthly$2,856.24$2,460.40
Cash to close$149$27,870