HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,076$408,076$459,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$50,924$0
Funding fee$2,040$2,040$0
Note rate2.84%2.84%7.24%
Blended rate2.84%3.523%7.48%
1st payment$1,901.36$1,901.36$3,128.08
2nd payment$0.00$381.93$0.00
Taxes / mo$129.50$129.50$129.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,197.52$2,579.45$3,516.04
Cash to close$101,924$51,000$51,000