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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$716,365$625,500
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$3,582$0
Note rate2.9%7.24%
Blended rate2.9%7.48%
1st payment$3,329.84$4,262.77
2nd payment$0.00$0.00
Taxes / mo$219.75$219.75
Insurance / mo$166.67$166.67
MI / mo$0.00$125.10
HOA / mo$100.00$100.00
Total monthly$3,816.26$4,874.29
Cash to close$0$69,500