HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,209$424,209$652,410
Remaining term (yrs)23.723.730.0
Secondary amount$0$228,201$0
Funding fee$2,121$2,121$0
Note rate2.25%2.25%7.24%
Blended rate2.25%4.174%7.48%
1st payment$1,917.68$1,917.68$4,446.16
2nd payment$0.00$1,473.80$0.00
Taxes / mo$383.25$383.25$383.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.48
HOA / mo$0.00$0.00$0.00
Total monthly$2,517.59$3,991.39$5,176.56
Cash to close$300,691$72,490$72,490