HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$460,113$460,113$484,650
Remaining term (yrs)27.327.330.0
Secondary amount$0$51,462$0
Funding fee$2,301$2,301$0
Note rate6.82%6.82%7.24%
Blended rate6.82%7.329%7.48%
1st payment$3,094.54$3,094.54$3,302.88
2nd payment$0.00$509.26$0.00
Taxes / mo$163.67$163.67$163.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$96.93
HOA / mo$20.42$20.42$20.42
Total monthly$3,445.29$3,954.55$3,750.56
Cash to close$78,387$26,925$53,850