HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$421,558$421,558$548,910
Remaining term (yrs)26.926.930.0
Secondary amount$0$127,352$0
Funding fee$2,108$2,108$0
Note rate7.57%7.57%7.24%
Blended rate7.57%7.67%7.48%
1st payment$3,057.96$3,057.96$3,740.81
2nd payment$0.00$849.01$0.00
Taxes / mo$282.83$282.83$282.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$109.78
HOA / mo$0.00$0.00$0.00
Total monthly$3,507.46$4,356.47$4,300.09
Cash to close$188,342$60,990$60,990