HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$413,493$413,493$602,100
Remaining term (yrs)25.125.130.0
Secondary amount$0$188,607$0
Funding fee$0$0$0
Note rate3.07%3.07%7.24%
Blended rate3.92%5.198%7.48%
1st payment$1,967.22$1,967.22$4,103.30
2nd payment$0.00$1,257.38$0.00
Taxes / mo$340.00$340.00$340.00
Insurance / mo$166.67$166.67$166.67
MI / mo$327.57$327.57$120.42
HOA / mo$0.00$0.00$0.00
Total monthly$2,801.46$4,058.83$4,730.39
Cash to close$255,507$66,900$66,900